Team Liberty Benefits is one of the pioneers in the field of Consumer Driven Health Plans. TLB is entering its second decade offering Prescription savings – second to none, Dental, Vision, Chiropractic and Hearing savings, Legal, Identity Theft, and Financial Planning savings, and Association Savings Club Benefits that include Accident Expense Reimbursement and 24/7 Doctor’s Consultations by phone.

     TLB’S unique Reduced-Fee-For-Service plans allow our members the volume group rates that generally only major insurance companies offer their approved policy holders. TLB members are: any companies’ full or part time employees, members of unions, associations, churches, community organizations, the self employed, uninsured, underinsured, uninsurable, and individuals with existing health conditions as well as their friends and families.     

       As a TLB member, there is never an age restriction, deductible, monthly limit, claims forms, limit on use, waiting period or medical approval questionnaires (excluding the association benefits in The Guardian Plan).Our services and nationally negotiated prices are available to anyone actively enrolled.

      As a point of interest, Team Liberty Benefits hasn’t increased the monthly fees to existing members in the 10 years we've been in business.

 

 

 

 

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