ID THEFT DOCUMENT PREPARATION CAPABILITIES
Specifically designed software is used to quickly manage ID theft recovery in United States or any U.S. Territory, as follows:
Security and encryption to meet minimum requirements of United States National Security documents.
Fully automated (from intake) with the full completion of all necessary forms, letters and documents.
- Forms and documents are specific to the “type” of theft involved, such as credit card, new credit, bankruptcy, Medicaid, driver’s license, passport, scholarship, banking, SS#, Credit Reporting Agency etc.
- Forms and documents are specific State requirements, including both State and Federal matters; includes constant monitoring of statutory changes to update forms and documents.
- Automated completion of documents for reporting to necessary regulatory bodies (FTC, Local/State Police etc.) to enhance capture of criminal or establish pattern of criminal activity.
- Automated completion of documents (“fraud alerts” and “credit freezes”) for Credit Reporting Agencies, such as TransUnion, Experian and Equifax.
- Fully completed forms and documents are provided to the victim in a kit/packet in a specific order for ease of notarization to be sent as notifications to pertinent agencies.
- Kit/Packet is sent to victim within 2 business days by next-day delivery, with a return envelop for victim to return signed/notarized documents, thereby reducing average 2-4 week intervention to 3-5 business days depending on speed of return by victim.
- Upon return of documents from victim, Fraud Resolution Specialist (FRS) breaks packet down to individual components, checks for signatures/notary and mails them to the required agencies, creditors and credit bureaus.
- Automated software tracks, confirms delivery and maintains a detailed chronological log during the recovery process.
- With a notarized Limited Power of Attorney, the assigned FRS does all of the legwork/telephonic intervention for the victim, as allowed by law. Victims must file the police reports in person.
- Above intervention continues until recovery is complete and victim is restored to as near pre-identity theft state as possible.
- Since ID theft often results in moderate to severe impact on credit scores and credit reputation, the FRS will assign victim to a staff-model Financial Counselor for credit restoration purposes. The Financial Counselor is certified under both the Federal Fair Credit Reporting Act (FCRA) and under FACTA. Each is also Certified Credit Counselor.