Team Liberty Benefits
          Official Site

 

      Team Liberty Benefits is one of the pioneers in the field of Consumer Driven Health Plans. TLB is entering its second decade offering Prescription savings – second to none, Dental, Vision, Chiropractic and Hearing savings, Legal, Identity Theft and Financial Planning savings.

     TLB’S unique Reduced-Fee-For-Service plans allow our members the volume group rates that generally only major insurance companies offer their approved policy holders. TLB members are: any companies’ full or part time employees, members of unions, associations, churches, community organizations, the self employed, uninsured, underinsured, uninsurable, and individuals with existing health conditions as well as their friends and families.     

       As a TLB member, there is never an age restriction, deductible, monthly limit, claims forms, limit on use, waiting period or medical approval questionnaires. Our services and nationally negotiated prices are available to anyone actively enrolled.

      As a point of interest, Team Liberty Benefits hasn’t increased the monthly fees to existing members in the 12 years we've been in business.

 

THIS IS NOT INSURANCE


Guardian Testimonials

     My son was playing in the back yard with some of his friends. He fell off the tree house ladder and broke his arm. My Liberty Plan allowed me to receive a reimbursement of the medical bills minus the deductible. I was only out $100 of a $1700 bill. Thank you Liberty!
Kay; Phone Operator
Maryland

     It is piece of mind knowing that if some unfortunate accident occurred, that my family members would be covered with the accidental death and dismemberment benefit of my Liberty Plan.
Lynn; Bank Teller
Illinois

     I was out doing some early holiday shopping and while walking across the parking lot I slipped on some ice and broke my ankle. Thanks to Liberty, my emergency room visit was my only positive experience involving me that day. I didn’t have to pay anything at the time of my visit and the desk clerk was willing to file my reimbursement claim for me. Thank you Liberty!
Tom; Rig Boss
Texas

     Because my employer recently reduced our insurance coverage, which increased our deductible; with my Liberty plan, I was able to file a claim and be reimbursed what would have been a full out-of-pocket expense. Wow, what a great benefit.
Jason; Electrician
Wyoming